Risk

Co-Head of Credit Risk Management (Retail)

flatexDEGIRO

Job at a glance

Salary
€125k - €180k /yr (est.)
Country
Netherlands
Specialism
Credit Risk
Employment type
Full Time
Published
2026-06-16

About the role

Senior leadership role at Europe's leading online brokerage, responsible for the oversight, automation, and continuous development of retail credit risk, collateral management, and margin processes.

Key Responsibilities:
  • Oversee retail credit monitoring, margining, collateral sufficiency, and deficit-mitigation processes across the retail portfolio.
  • Develop and implement robust retail credit risk mitigation strategies, including margin and haircut methodologies.
  • Drive the future-proofing of the risk function through process transformation, automation, and scalable operating models.
  • Lead, motivate, and develop the Credit Risk Management teams, fostering a growth mindset and a strong culture of ownership.
  • Collaborate with the Co-Head of Wholesale Risk to align risk management frameworks with business objectives.
Requirements:
  • Master's degree or PhD in Finance, Economics, Mathematics, or a highly quantitative field.
  • Extensive professional experience (10+ years) in banking credit risk, with a strong focus on retail portfolios, collateral, and margin.
  • Proven leadership capabilities with a track record of growing teams through organizational change.
  • Demonstrated ability to drive automation and build scalable risk infrastructure in a high-volume financial services environment.
  • Exceptional stakeholder management and English communication skills.

Skills and specialisms

  • Retail Credit Risk
  • Collateral Management
  • Margin Processes
  • Automation
  • Risk

Apply for this role

Apply on Official Website

* Salaries marked with (est.) are calculated from industry benchmarks, historical data, and collective labor agreements (CAO) for this seniority level in the Netherlands.

Explore this specialism

Credit Risk jobs

Plan your next step