Senior Credit Risk Analyst

The Retail Credit Risk Analytics team within Risk Management & Controlling at Lloyds Bank is seeking an experienced Senior Credit Risk Analyst to play a pivotal role in key strategic and regulatory initiatives. Based in Amsterdam, the successful candidate will focus on the Dutch residential mortgage portfolio, combining deep credit risk expertise with robust data capabilities. Key responsibilities include leading sub-workstreams within the bank's ECB Readiness Programme, driving regulatory compliance, and providing credit risk expertise to the OneCredit project to establish future credit risk frameworks, standards, and data processes. On a daily basis, you will perform portfolio and model analysis, interrogate large datasets, and identify/resolve data quality issues. The role requires applying quantitative credit risk modeling techniques, particularly relating to IFRS 9 impairments and retail portfolio dynamics. The technical environment heavily utilizes programming and data analysis tools; hence, proficiency in SQL, Python, SAS, Databricks, and Git is highly desirable for conducting analytics and reporting findings to senior stakeholders.