Credit Risk Audit Specialist

The Credit Risk Audit Specialist at ING Bank in Amsterdam provides independent assurance for the bank's credit risk management framework, governance, processes, controls, and decision-making. This involves assessing the bank's effectiveness in identifying, measuring, monitoring, and managing credit risk across Retail, Wholesale, and Risk functions. Key responsibilities include executing audits, evaluating credit underwriting, monitoring, and portfolio management practices, analyzing complex risk data and portfolio trends, and assessing the design and effectiveness of credit risk controls. The role also focuses on identifying emerging risks, formulating impactful audit observations and recommendations, and engaging with senior stakeholders across Business, Risk, and Finance. Professionals will contribute to the continuous development of Credit Risk Audit capabilities and methodologies, applying analytical rigor to topics such as early warning systems, non-performing exposures, loan loss provisioning, risk monitoring, and model usage, ensuring regulatory compliance and strengthening the bank's resilience.